Introduction
Opening a current account is essential for businesses, freelancers, and entrepreneurs to manage daily transactions smoothly. However, many banks require GST registration or business proof, making it difficult for small businesses or startups to open an account.
Axis Bank now offers a convenient solution—open a current account online without GST or business documents! You can complete the process from home and receive a free debit card and cheque book at your doorstep.
In this guide, we’ll cover:
✔ Eligibility criteria for opening an Axis Bank current account without GST
✔ Step-by-step process to apply online
✔ Documents required (minimal paperwork)
✔ Features & benefits of Axis Bank current accounts
✔ Charges & fees to be aware of
✔ FAQs on zero-balance, debit cards, and more
Can You Really Open a Current Account Without GST or Business Proof?
Yes! Axis Bank allows certain categories of customers to open a current account without GST registration or business documents, including:
- Freelancers & Professionals(Doctors, CAs, Lawyers, Consultants)
- Small Traders & Retailers (Local shop owners, Kirana stores)
- Startups & Sole Proprietors (Without formal registration)
- Home-Based Businesses(Handicrafts, online sellers)
However, you may need to provide alternative documents like:
- PAN Card (Mandatory)
- Aadhaar Card (For KYC)
- Address Proof (Electricity bill, rent agreement, etc.)
- Passport-size photo
Steps to Open Axis Bank Current Account Online Without GST
1. Visit Axis Bank’s Official Website
- Go to www.axisbank.com
- Click on “Open Current Account”under the Business Banking section.
2. Select the Right Account Type
Axis Bank offers different current accounts, such as:
- Startup Business Account (For new businesses)
- Local Current Account (For small traders)
- Professional Current Account (For freelancers & consultants)
Choose the one that fits your needs.
3. Fill in the Online Application Form
- Enter personal & business details(even if unregistered).
- Provide PAN, Aadhaar, and address proof.
- No need to upload GST or business registration certificates.
4. Complete Video KYC (e-KYC)
- A bank representative will verify your identity via video call.
- No need to visit a branch—100% online process.
5. Account Approval & Welcome Kit
- Once approved, your account will be activated in 1-2 working days.
- You’ll receive a debit card and cheque book at your registered address.
Features & Benefits of Axis Bank Current Account
✅ Zero or Low Minimum Balance(Depends on account type)
✅ Free Digital Banking (Mobile app, NetBanking, UPI)
✅ Unlimited Transactions (Ideal for frequent transfers)
✅ Free Demand Drafts & Pay Orders(For business payments)
✅ Overdraft Facility (Available for eligible customers)
✅ Dedicated Relationship Manager(For premium accounts)
Axis Bank Current Account Charges & Fees
| Feature | Charges |
|---|---|
| Minimum Balance | ₹10,000 – ₹25,000 (Varies by account) |
| Non-Maintenance Fee | ₹500 – ₹1,000 per month |
| Debit Card Annual Fee | ₹200 – ₹500 (Waived in some accounts) |
| Cheque Book Charges | First one free, then ₹2-₹4 per leaf |
| Cash Deposit Limit | Free up to a limit, then fees apply |
💡 Pro Tip: Opt for a Startup or Professional Account to enjoy lower fees.
FAQs on Axis Bank Current Account Without GST
1. Can I open a current account without a business license?
Yes, Axis Bank allows freelancers and small traders to open an account without a business license or GST.
2. Is video KYC mandatory?
Yes, e-KYC via video call is required for online account opening.
3. Can I get a zero-balance current account?
No, Axis Bank current accounts require a minimum balance, but some accounts have lower requirements (e.g., ₹10,000).
4. How long does it take to activate the account?
Typically 24-48 hours after successful KYC.
5. Can I apply offline if I don’t want to do video KYC?
Yes, you can visit an Axis Bank branchwith documents for in-person verification.
Conclusion
Opening an Axis Bank current account without GST or business proof is now hassle-free! With 100% online processing, quick KYC, and doorstep delivery of debit cards & cheque books, it’s perfect for freelancers, small businesses, and startups.
Ready to apply? Visit Axis Bank’s website today and open your account in minutes!
🔔 Need Help?
- Call Axis Bank Customer Care: 1860-419-5555
- Visit a branch: Locate Nearest Axis Bank Branch
Would you like assistance in comparing different current account options? Let us know in the comments! 🚀